What Is a Ponzi Scheme and How Does It Work? – Learn to Avoid Them!

If you have seen some “Make Money Online” -scams, you have probably heard a term “Ponzi Scheme”. But What Is a Ponzi Scheme and How Does It Work? Today I am going to explain you in a simple manner and give a few tips how you will never fall in them.

What Is a Ponzi Scheme?

Ponzi scheme is a fraudulent investment operation where the founder pays very high returns for initial investors. The money comes from new investors and they are paying for those who joined the program earlier. When new investors stop coming in, the system collapses.

Normally when you invest in a stock market, you can expect on average 6-8% annual interest. But Ponzi schemes promise you much higher returns, for example, 200-300% ROI. High returns entice new investors to join. And when the first investors start seeing their income, they recommend the program for others and the system grows.

Many times a Ponzi scheme is hidden under a business that looks legitimate but really is not. For example, Click Ad XpressFort Ad Pays or Lotto Magic promises to give you a product but actually all returns depend on new investors.

Here simple video explains very well in 83 seconds how a Ponzi scheme works

Charles Ponzi, the Founder of the First Famous Ponzi Scheme

Ponzi schemes started in the 1920s by an Italian guy called Charles Ponzi. He said that by buying postal reply coupons and redeeming them in the United States they would make a huge profit. He promised clients a 50% profit within 45 days, or 100% profit within 90 days.

When new people joined, he was able to pay high returns for the first investors. Investors had already invested more than 20 million before it collapsed after a year from starting the “business”. 20 million in 1920 equal to more than 250 million in 2017 because of the inflation. It helps you to understand that Charles Ponzi’s scheme was a big thing back then.

What Is a Ponzi Scheme and How Does It Work

Ponzi Scheme Works Like Pyramid Schemes

But after all, Charles got arrested by running this system and cheating other people. That’s what happens to most Ponzi scheme founders after all. Many times they take the money the investors have give and try to disappear. But often police finds them and puts them into a jail. Now, for example, Bernard Madoff is sitting in jail for the rest of his life (or until 2139) because of his Ponzi scam back in 2008.

It gives us a lesson that doesn’t ever create a Ponzi scheme. For me, it’s even hard to understand how some people can become so immoral that they start cheating people with Ponzi schemes. That’s why the Book of books says:

For the love of money is a root of all kinds of evil. Some people, eager for money, have wandered from the faith and pierced themselves with many griefs.

Money itself can be a neutral thing but if you love it more than anything else, your values are not very good, in my opinion. That’s why I recommend making money online by providing value for other people.

How to Stay Out of Ponzi Schemes?

Nobody wants to get scammed. That’s why I have written you 5 principles how to avoid scams online. If you follow those rules you will never get scammed. But let’s concentrate today on Ponzi schemes. How to avoid them.

1.If somebody promises very high returns on investments, be careful. I am not saying that high returns on investments are not possible. I, for example, made a 1500€ profit with 500€ investment with bitcoins which is not a Ponzi scheme. Some of my friends have made even tens of thousands of euros in a short period of time with bitcoins. High returns are possible but you must be are careful when somebody is promising something like that.

2.Investigate what is the business model/system all about. Is there a real business or are they just promising something that isn’t real? The business where you are investing must provide some kind of value.

3.Read reviews. Nowadays we don’t need to trust only what our friend says because we can check the information also on the Internet. Google the system and write, “Is xxxxxx a Scam?”. Then check 5-10 ten articles to find out the answer. But remember that people may be promoting Ponzi schemes so you need to be careful with some reviews. That’s why the free trial of the system gives a better picture.

I would like to hear from you also. How could you avoid Ponzi schemes? Leave a comment below.

Conclusion – What Is a Ponzi Scheme and How Does It Work

Let’s take a short summary what are the characteristics of a Ponzi scheme:

1.Promises ultimately high return on investments
2.Not a real business model = Doesn’t provide any real value
3.New investors high returns make possible
4.System collapses when nobody joins the system again

I am glad that I have never fallen into a Ponzi scheme. The first real “make money online” -program that I found was Wealthy Affiliate and it turned out to be a legitimate system. They teach how anybody can build a real online business even without former experience. I saw there people who were making more than $10,000/month online and living like a king in China.

My first thought was that it must be a scam. But when I got to know these people personally and saw more and more examples, I realized that Wealthy Affiliate training works. Nowadays I am making money online every month and I planning to become a full-time online entrepreneur soon. Then I will also move to Asia like my mentor in Wealthy Affiliate (nowadays he lives again in U.S). If you are interested in making money online, I recommend taking a closer look at WA.

=> Forget Ponzi Schemes. Learn to Make Money Online in Wealthy Affiliate!


Have you ever seen Ponzi schemes online?

Let me know in the comments below! 🙂


Is Ad Click Xpress a Scam? Cheap Traffic to Your Website or a Ponzi Scheme?

This is the day of eCommerce when even brick and mortar business owners have an online presence. The snag with that is that there are bazillions of websites. Shoppers have their choice of sites, and they ruthlessly exercise that choice. Another snag for the small business owner is getting visitors to view their website. Add to this the fact that every day new business owners, whether eCommerce owners or multi-level marketing owners have the same goal: traffic. How does one get traffic?

Traffic exchanges are one way to have one’s business be seen by large groups of persons. They are generally free to join. They offer many different advertising packages. They also offer users a way to make a little money aside for the return, if any, from ad packages. Users will view other business owners’ ads, click that they have seen it, and rack up pennies towards their future income. Their ad is simultaneously being seen by other advertisers. To illustrate the subject, let’s examine Ad Click Xpress.

After reading this Ad Click Xpress Review you will know for sure if you want to join their program or not.

Ad Click Xpress Review

is ad click xpress a scamName: Ad Click Xpress
Website:  www.adclickxpress.is
Founded: 2012
Field: Online Advertising

Overall Ranking: 0 out of 100. (Check my #1 Recommendation, 98 out of 100)

What is Ad Click Xpress all About?

ACX is a traffic exchange offering ten dollar advertising packages. For this ten dollars, advertisers receive 600 credits (this means eyeballs on advertisers’ pages when the page is clicked upon) and banners. When the ten dollar ad pack matures, advertisers will be paid $15. Advertisers may take the money and run, or they may put the money back into further ad packages.

When the math is done, it pays to buy perhaps ten ad packs. As each day passes, withdraw a certain amount and buy another ten dollar ad package. Business persons can see how they can make a decent income as well as advertise their business. First page ads, full page ads and any number of clicks on their pages will net the business owner lots of eyeballs on their business offerings.

BUT read further. ACX is not as good as it may sound at first…

How Can I Make Money with Ad Click Xpress?

As described above, buying ad packages and buying more upon maturation is one of the ways business persons make lots of money in traffic exchanges. However, most all traffic exchanges offer a certain percentage of the take when business persons have people sign up beneath them. Most offer ten percent when the people beneath you buy ad packages in addition to signing up other people. Add all this to the pennies obtained through clicking on other business peoples’ pages, and the business owner will have a nice income.

ACX works in a similar way like Fort Ad Pays and another similar site. They are called revenue share websites. Everyone buys a package and gives some money for those who are already in the pool. But what happens when nobody enters again? The system collapses.

=> Learn Simple Steps to Make a Living Online!

How Much Money Can I Make?

I have read testimonials of Ad Click Xpress and other members who said that they earned thousands of dollars but they couldn’t withdraw their money. Ad Click Xpress showed that they have earned already, for example, $5,000 but when they clicked “Withdraw”, they realized it was only imaginary money. The money that you would earn from ACX doesn’t seem to exist.

So, your earning potential according to several testimonials is close to 0. You are risking every penny that you give them.

is ad click xpress a scam

It’s hard to believe their big-mouth promises after reading a few testimonials from their old members

Pros of Ad Click Xpress are:

  • Free to join

Cons of Ad Click Xpress

The cons are pretty serious:

  • No listed owner, address or landline phone number
  • Does not pay withdrawal requests
  • Has morphed from JustBeenPaid to profit clicking and not to Ad Click Xpress inside seven years
  • Present members complain of not getting their payouts for months

Conclusion – Is Ad Click Xpress a Scam or Is It Worth It?

An honest review simply puts forth the evidence. In the end, it is the business owner who must decide if any company is worth their hard-earned ten bucks. I must say that don’t use it for Ad Click Xpress. It’s called a Ponzi scheme because new “investors” pay the original people who set it up. If you put hundreds or thousands into it, you’ll lose money you can’t afford to lose. My advice: don’t go there.

If you are interested in making money online, I recommend joining Wealthy Affiliate. It is an online business training platform and a community of online entrepreneurs. It’s the best where I learned to build my first online business. I am making more and more money each month with their principles and my current goal is to become a full-time online entrepreneur in 2018, thanks to WA.

The concept what Wealthy Affiliate teaches is the following:

1.Create a website about a subject you like. Can be anything from tennis to dogs, from diapers to programming or from cooking to bodybuilding.

2.Write reviews about different products. For example about tennis rackets, gym equipment, different food recipes and anything that you can imagine.

3.Leave affiliate links. When somebody clicks your link and buys a product, you earn the commission.

4.Repeat the process. Write more reviews, leave more links, get more visitors, get more sales and generate a full-time income.

It’s a simple process but you need to learn a few thing to become a succesful affiliate marketer.

=> Start the Affiliate Marketing Training Today!


Have you tried Ad Click Xpress or another online advertising platform?

Let me know in the comments below!


Is Paid Survey Hub a Scam Or an Easy Way to Make Money Online?

Paid Survey Hub is not one of the largest online survey sites still some people are saying it is a “great way to make easy money online” or that is “the best survey site I have ever seen.” Are those claims true? Is Paid Survey Hub a scam? Let’s find out!

Paid Survey Hub Review

Is Paid Survey Hub a ScamName: Paid Survey Hub
Website: www.PaidSurveyHub.com
Founders: Charley Radcliffe

Field: Survey Sites

Overall ranking: 40 out of 100. Check my #1 recommendation to make money online (98/100p)

What Is Paid Survey Hub?

Paid Survey Hub is another of many thousands online survey sites where you will earn cash by answering questions from different companies. The idea is simple like you can see in the picture below:

Is Paid Survey Hub a Scam

Making Money with Surveys Doesn’t Require Any Skills, But the Reward Is Very Small


Joining takes only a few minutes. Then you can find polls quickly, and you are immediately earning money online. That sounds easy and fun. BUT.

I need to admit that making money with Paid Survey Hub is easy. It doesn’t require any skills to answer their surveys. You just need to fill out their forms and give your opinions. Anybody can do that. But that’s also a big challenge there. If anybody can do that, why would they pay you a lot for answering surveys?

How Much Money Can You Make on Paid Survey Hub?

They claim on their website that you could earn even £5 per survey or £350 per month (equals to 413€ or $435). I don’t believe that. I would like to see a person who would earn £350 with Paid Survey Hub. The only way to make such money is by referring many people to join and earn money from referrals. That’s called affiliate marketing.

If you would be answering surveys, your income potential will be very small. 99% of the time you will be earning much less than $5/hour. You need to fill out your personal information before they qualify you to a survey. Many times after using 5 minutes to answering their questions, they may say, “Sorry! Unfortunately, you were not qualified for this survey. Better luck next time!” Somebody may say it’s frustrating…

On their website, they admit that you will not become rich with their service. That’s absolutely true. Nobody can make a living by paying surveys. Unless you would be living in India, using 8 hours every day answering annoying surveys and eating noodles. I have nothing against India or noodles, but I just want to say that answering surveys isn’t very rewarding financially.

You can also earn gift vouchers on Paid Survey Hub for Amazon, Topshop and Sainsbury’s but they are not very valuable either. A few dollars here and there.

Is Paid Survey Hub Worth It?

Do you want an honest answer? I could write here, “Paid Survey Hub is the best survey site I have ever seen. Join today!” I know that some of my visitors would join their site and I would earn commissions. But I can’t honestly say that Paid Survey Hub is worth it.

I know that you can make some money there but not enough. There are much better ways to make money online than Paid Survey Hub.

Pros & Cons


  • Reliable company
  • Easy money


  • Low earning potential (Much less than $5/hour)
  • Answering the same kind of surveys may be very boring
  • “Sorry, you weren’t qualified for this survey.” Many times you need to try a few times before you find a survey that you are qualified
  • Too big promises (making £5 per survey is unrealistic)
  • Isn’t better than other survey sites
  • They will send you emails daily

Conclusion – Is Paid Survey Hub a Scam?

Paid Survey Hub is not a scam but a reliable online survey site. However, like other survey sites, it’s not worth joining because most likely you would just end up wasting your time instead of earning well.

If your time is not valuable, you can try it. But your time is precious, and you don’t like wasting it, please, don’t join.

If you would like to learn a better way to make money online, I have good news for you. I know a proven system that can teach you how you can make a living online. It is not a get-rich-quick scheme or something like that. It is an online business training and community called Wealthy Affiliate.

I offer you 10 interactive video lessons, 2 websites and my 1-on-1 mentoring for free once you join there. Does it sound too good to be true? Try out yourself for free! 🙂

Paid Survey Hub at a Glance…

Name: Paid Survey Hub
Website: www.PaidSurveyHub.com
Founders: Charley Radcliffe
Field: Survey Sites

Overall ranking: 40 out of 100.


Have you tried Paid Survey Hub or other survey sites? Did you find them useful or not?

Let me know in the comments below! 🙂


Is Lotto Magic a Scam Or a Path to Financial Freedom?

Today I am going to tell is Lotto Magic a scam. It claims to be a very easy way to make money online. I will explain if it’s easy or not. At the end of this Lotto Magic review, I will also show a way how I am making money online every month.

Lotto Magic Review

Name: Lotto Magic
Website: www.lottomagiconline.com
Founded: 1996
Field: Lotto Systems
Price: $25-240 per month

Overall Ranking: 5 out of 100

is lotto magic a scam

What Is Lotto Magic?

Lotto Magic is an online lottery membership club. When you join the Lotto Magic, you will get part of the group’s lottery winnings, and sometimes you will win even though you would lose the lottery round. How is that possible?

Well, because Lotto Magic is a pyramid scheme. The higher you are in the pyramid (=the earlier you join, OR the more you pay), the more you will earn. Those who come in the last practically give their money to those who have joined before, and they hope that more people will join.

If nobody joins the club after them, they will just lose their money. Of course, they can win something from the lottery, but we all know that in the long run, you can’t beat the lotto.

=> Tired of Pyramid Schemes and Scams? Learn a Proven System to Make a Living Online!

Lotto Magic Memberships Captains and Players

Like in any pyramid scheme, there are different kind of levels that you can join.

You can choose either become a Player or a Captain. Who wouldn’t like to become a captain? It has a nice ring to it. 😉

Then there are three levels of both memberships:

1.Team Player $25 / Team Captain $50

2.Power Player $60 / Power Captain $120

3.Mega Player $120 / Mega Captain $240

As you can guess, mega player/captain has a stronger position than just a team player/captain. But the other side of a coin is that the membership fee is much higher for a mega level.

The prices that you can see above are only monthly costs. So for a Mega Captain membership, you would be paying $240/month which equals to $2880/year. That’s a huge amount of money for a pyramid scheme. I would be happier to invest it into a real online business training that can make me a living.

is lotto magic a scam

Yes, you can make money by referring other people, but I would never join this program!

How to Make Money on Lotto Magic?

You can make money in Lotto Magic in the same way like in other pyramid schemes: by referring other people to join. Then they will also pay these high membership fees, and you will earn commissions. Lotto Magic founders are motivating you on their website that you can quickly earn a Mega Captain membership just by referring two more people to become Mega Captains.

But what if new people stop coming in?

That’s the big question. Then you will just keep on paying Lotto Magic membership fees and founders keep on earning money from you. That doesn’t sound fascinating.

But What About Beating the Lotto?

I am not even 100% sure if founders are using membership fees for the lotteries. They write on their website that “All tickets are purchased by us and are kept at the home office in a fire-proof safe.”

It means that you can’t choose the lotto numbers or affect to winnings. They will run the show, and you will just keep on paying the fees. It’s not something that I would like to join. I prefer to “run the show” by owning my online business and building it up as I want. You can also learn to make money in the same way with this proven method. (Psst! You can start for 100% free.)

Beating a lotto is not even a realistic idea. I have talked about it already on many other posts if you have been following us for a longer time. In the lottery, the house always wins, right? So who loses then? The player. The more lottery tickets you buy, the more money you will lose.

I have never seen a program that could honestly beat the lottery. All lotto systems (they are many) that I have reviewed have been scams. I would recommend you to stay far away from such programs. They promise you the moon from the sky, but the only thing they give you is an empty pocket.

Pros & Cons


  • Easy to see that it’s a scam


  • The idea of beating lottery is not very realistic
  • What if new members don’t join?
  • Expensive membership fees
  • Typical pyramid scheme

Conclusion – Is Lotto Magic a Scam?

Yes, it’s a scam. Okay, you can make money by joining Lotto Magic program and by referring other people to come in but is that business model very legit? What is the value that you are providing? If you ask for money, it’s usually wise to provide some value for the buyer. In this case, the only thing you would be giving is a hope of more money. But that hope is not very real.

But if you are really hoping to make money online, I have happy news for you. I know a way to make money online, and I can teach you how. You don’t need to refer anyone. You can do what you love and work with your passion. Does it sound too good to be true? Maybe. But it’s 100% true.

I want to say that this system is not a get-rich-quick scheme or a push button to riches. It works like this:

1.Build a website (nowadays you can do it even in 30 seconds without any prior knowledge with my dead easy instructions)
2.Write about the thing you like (can be traveling, dogs, babies, tennis, playing guitar or anything)
3.Leave links to products that are related to your subject (pampers, dog food, tennis rackets, guitars, hotel booking website, etc.)

4.Earn commissions from your visitors.

That is a simple formula of making money online. Is it profitable? Yes. The best in the world are making millions with this strategy, and even ordinary people are making $10,000/month.

I offer you 10 interactive video lessons, 2 websites and my 1-on-1 mentoring for FREE. 

Learn more here!

Lotto Magic at a Glance…

Name: Lotto Magic
Website: www.lottomagiconline.com
Founded: 1996
Field: Lotto Systems
Price: $25-240 per month

Overall Ranking: 5 out of 100


Have you tried Lotto Magic or any other lottery system?

Let me know in the comments below! 🙂


Is Grandbux a Scam or Can You Really Make Grand Bucks?

“Is Grandbux a Scam?” That’s a question that may come to your mind when they claim that Grandbux has paid almost $3,000,000 for their members. In this Grandbux review, you will find out to your questions, and I will also reveal why Grandbux is not worth it.

 Grandbux review

is grandbux a scamName: Grandbux
Website: www.Grandbux.net 
Field: Get Paid To -Sites

Overall Ranking: 30 out of 100

What Is Grandbux All About?

Grandbux is an online advertising platform where advertisers can contact various potential clients and increase their sales and traffic in an interesting way. The members of this advertising platform earn cash by viewing the advertisement besides many other options for income.

Some of the reasons which make us feel that Grandbux is not a legit company:

Grandbux was in debt, and at that point of time, there were many complaints from its members of not getting the payment on time. Moreover, the accounts of these members were suspended without any valid reason. The bad news is that Grandbux is out of debts now, but the accounts of the suspended members are still not active.

Grandbux has introduced its new role. If you want to withdraw money from Grandbux, you need to give a screen shot of you PayPal account along with a copy of your ID.

The rates of returns from Grandbux are very high for members who invest in referrals of rent.

How to make money in Grandbux?

Grandbux is a PTC website that has entered the world of making online money. Grandbux contains a domain – GRANDBUX.NET which is certified by GoDaddy. This domain was created on January 13, 2013, and will expire on January 13, 2019.

There are many ways of making money with Grandbux:

  • Direct referral upgrade commissions through which you can earn $2,$5,$15 and $22
  • Daily clicking the ad
  • Monthly point contests where the winner prize is $1000
  • Daily rotation money which gives you $30 in purchase balance or account balance
  • Grandgrid where you can win $10 every day
  • Rented referrals clicks
  • Direct referral clicks which is a new feature of this site
  • By completing micro jobs and
  • Head –Tale

The forum of Grandbux is open and available to all the members. Also, you will find an advertisement in Grandbux in many different forms which include micro jobs, paid to click, banner ads, and fixed PTC advertisements.

I created a Youtube video which shows you how you can make money on Grandbux. You may be surprised how little money you will really make on that website.

=> Tired of Earning Pennies? Learn to Make a Living Online!

How much money can I make in Grandbux?

One person wrote the following text in her review about Grandbux:

“When it comes to making money Grandbux is the best place. It is a fantastic site which pays you to click, and the advertiser can advertise here. Grandbux is entirely different from other websites as it offers discounts and contest to its respective members. As far as the PTC industry is concerned Grandbux is one of the most leading sites.

You earning has no limits in Grandbux. You can start to earn $0.02 per your click. On every referral, you get $0.02. As far as the payout is concerned, it is minimum $5, and you get paid through PayPal. When you come to Grandbux, it is not about beating the bush as you can earn up to $500 in a day. To make the first thing you need to do is to register your account which takes not more than five minutes. You can even earn money in Grandbux by viewing an advertisement, by playing Grand grid, posting micro jobs and by participating in daily point contest.”

She seems to be promoting Grandbux, but I am not sure if she’s using it herself. Okay, you can theoretically earn $500 in a day in Grandbux, but I think that in practice you would be doing maximum $10/day and using lots of time. People who are promoting this kind of sites don’t know about better ways to make money online. I also thought of that making money easily with this kind of sites like Grandbux would be profitable, but then I realized that you couldn’t earn well. PTC sites are not worth it.

is grandbux a scam

Using your time to earn $0,001 per ad is nonsense

How Can I Advertise in Grandbux?

The advertisement in Grandbux holds great importance as you get to show your product to millions of people. The good thing is that this site blocks any advertiser who does not go for a valid offer. It is vital that the advertiser should promote an offer which is genuine.

While advertising in Grandbux you need to make sure that you do not make an offer where the member is expected to make a purchase for three days in a row. You also need to see that you need to post such an offer which the member can complete in 72 hours. In case you are not able to follow these guidelines your account would be suspended from Grandbux.

I think that a more profitable way of using Granbux is to use it as an advertisement platform rather than as a tool to make money online.

Who Is Grandbux for?

“Grandbux is a great opportunity for both the members as well as the advertisers at the international level. This site helps you to make a profit online, and anybody can use this site to earn money. The best part is that anyone can also click for you. A person who is 18 years of age can become a member of Grandbux.”

That is how someone wrote about Grandbux. In my opinion, Grandbux makes only sense for advertisers.

Pros and cons of Grandbux

There are some pros of Grandbux which makes one of the most famous sites of the PTC industry. Grandbux is available all over the world, and you also get many ads to click. The reputation of Grandbux is good, and there is a forum. It does not take more than three days to process your payment. In addition to all this, there are free rentals available for upgraded members of the site.

However, there are some great disadvantages of Grandbux like there is not much scope of high income and this site is not very old in the market. The referrals in this site are expensive, and if you just view ads, then it takes too much time to earn money.

Conclusion – Is Grandbux Worth It?

Even though Grandbux is not a scam, in my opinion, it’s not worth it. Instead of wasting your time on “Get-Paid-To” -sites I recommend finding a real job or learning a better way to make money online. I have learned to way to make money online which is fun, has a limitless earning potential and is helpful for other people.

If you want to know more about how I am making money online, I offer you 10 interactive video lessons, 2 FREE websites and my 1-on-1 mentoring. All this is for free. Learn more here!


 Have you used Grandbux or other PTC site? Did you come to the same conclusion that I did?

Let me know in the comments below! 🙂


What Is the Best Laptop for an Online Business? Check Out 7 Powerful Options!

What is the most important tool for a successful online businessman? Laptop. If you have a slow and low-quality laptop, you are not only slowing down your success, but you may also get frustrated because it takes so much time to download the pages. That’s why today we are going to talk “What Is the Best Laptop for an Online Business?”

I will share 7 powerful options for you. And in the end, I want to hear what is your choice.

I have collected comments from several people who have used these laptops. I will not concentrate too much on technical details but rather on user experiences and prices. You can find technical information by clicking the link on the laptop.

The Six Figure Mentors

You Only Need a Laptop and an Internet Connection to Run an Online Business

1.Apple MacBook Pro $1,399 – 3,3 Out of 5 Stars (28 Customer Reviews)

Apple products have changed the world. They have created top-notch laptops, smartphones, tablets and other technology devices. When you are buying products from Apple, you can be sure that it’s something valuable. Apple products also have a reputation that they don’t slow down over the years.

My friend has an Apple MacBook Pro which is already 4 years old and it’s still running like a new one. But is this only a brand that Apple has created? Is it only set up to add price to their products?

Critical people say that Apple products are overpriced and you need to pay 20% extra only because there is Apple logo.

Anyway, Apple MacBook Pro is a high-quality laptop for running an online business. Even though it’s a bit pricey, you to get something that lasts for years and remains its value quite well compared to cheaper laptops.

One reason it gets only 3,3 out of 5 stars on Amazon can be that people are expecting something supernatural from Apple products. And when they have even a single challenge with a laptop (even a scratch of 0,01 mm in the background) they start complaining. What do you think?

2.2017 Newest Dell Inspiron $728 – 4,0 Out of 5 Stars (29 Customer Reviews)

This Dell computer is almost twice cheaper than Apple MacBook Pro. The processor has lots of capacity it has a RAM Size of 16GB. If you are using your laptop a lot on the move, then this may not be the best option for you. The newest Dell Inspiron 17,3″ is not very light but it’s very efficient if you compare to its rather low price.

If you use the laptop mainly as your home and move only sometimes, then this can be a great option for you.

3.Acer Aspire E5-575G-53VG – $549 – 4,2 Out of 5 Stars (1,672 Customer Reviews)

This Acer Aspire has been claimed to be the best Windows laptop for a $600 budget. It’s even cheaper than Dell but still quite effective. Of course, it’s not as valuable as two other options before, but if you don’t want to use lots of money yet, it can be a reasonable option.

When starting out your online business, you have two options:

1.Buy a great laptop right away that will last for years.
2.Buy an “okay” laptop that will last for some time and then upgrade for a better one.

When I started my online business, I chose the option number 2. I bought a laptop for $270. It worked well for a while, but when I was using other computers, I realized how slow my computer is. If I would start out all over again, I would now choose the option 1. I would have bought right away a very fast laptop that will last for years. It also speeds up the process of making a breakthrough in your online business.

“If you want to make money, you need to spend money.” -Grant Cardone

Having a very successful Online Business requires some investments so going with close to 0 financial investments is not even wise. But let’s take a look at the cheapest alternative if you want to buy the cheapest one.

4.2017 Newest Lenovo Premium – $299 – 4,0 Out of 5 Stars (5 Customer Reviews)

It becomes apparent in Amazon reviews that people who buy this are aiming for a second class computer. They don’t even want to have a fast one but something that can run the necessary tools. But if you are an online business owner, you need better than an under $300 laptop.

This Lenovo is very similar to the one that I bought when I was starting out. I realized that it’s time for an upgrade. But if you have a low budget of starting your online business, then this may be a reasonable option for you.

5.Lenovo ThinkPad X1 Carbon UltraBook – $1,399 – 5,0 Out of 5 Stars (3 Customer Reviews)

This laptop is an example that Lenovo can also build high-quality laptops. It is light, fast and is receiving high points on customer reviews. The price is as high as Apple MacBook Pro, but the quality is as good or even better. Here you don’t need to pay for an Apple brand. Some users have said that this is the best laptop that they have used for a while.

6.Apple MacBook Pro MNQG2LL/A – $1,699 – 4,3 Out of 5 Stars (190 Customer Reviews)

Another MacBook Pro but even more efficient one. This laptop is equipped with 2.9GHz dual-core Intel Core i5 and with Turbo Boost up to 3.3GHz. It’s available with 512 GB capacity if you are willing to pay even little extra.

It’s receiving very high points in customer reviews. If you are willing to buy something that works fast as a thought, then this is your choice. If you make a breakthrough with your online business, investing in a bit more expensive laptop will pay itself back very quickly.

7.Samsung ATIV Book 9 – $1,139 – 4,6 Out of 5 Stars (10 Customer Reviews)

This ultimately high-performance laptop has got the best reviews of our 7 laptops in our list. 4,6 out of 5 tells a powerful story that people who have bought this enjoy using it. Some people are saying comments like

The best laptop ever.

I’ve bought this notebook 3 times for my customers. They really like it.

It’s very fast computer and will work as a wonderful tool for building your successful online business if you buy it.

What Is Your Choice?

I hope that you have liked reading these ideas and thoughts. Now I would like to hear from you. Which one of these laptops would you choose? Or are you using some other laptop?

Let me know in the comments below! 🙂


Seobility Review – Improve Your Google Rankings for FREE!

Would you like get ranked better on Google? Everybody wants! In this Seobility review, I am going to show you a free tool that can help you to achieve higher rankings on Google. Are you ready? Let’s go!

Seobility Review

Seobility ReviewName: Seobility
Website: www.Seobility.net

Field: SEO-Tools
Overall Rank: 90 out of 100 (Check Out My #1 Recommendation for Top Google Rankings, 98 Out of 100)

What Is Seobility All About?

Seobility is an SEO-tool originally created in Germany but afterward, it has reached success in many other countries including U.S.

You can analyze your website with Seobility in a few minutes and it gives you a comprehensive report about how well your site is optimized for search engines. It also provides concrete action plans what you should do in order to get ranked higher.

You will understand this better when I show you a couple of pictures.

In the picture below you can see an example of an overview of one website:

Seobility Reviews

An Overview of Altredo.com

Then it gives you concrete things that you could improve on your website.

Is Seobility Legit

“Errors” in Website’s SEO

Here I want to point out one important thing when using Seobility. Don’t get shocked when you see the things that it’s showing you. If you don’t understand something immediately, don’t worry. You can Google it or ask their support. In addition, some things that they point out, may not even be so important for your rankings. So take your time to look what you can do to improve your site and then do it.

You can use Seobility for totally free. Then you’ll get the even better taste how it works and if it’s really a tool that you’ve been looking for. Create a free account in Seobility.

Who is Seobility For?

Seobility is created for people who want to improve their website’s rankings on search engines like Google. In my opinion, Seobility is not the best for total beginners even though their platform is straightforward and easy-to-use. There are some terms that may be a bit strange for beginners in SEO-world. If you haven’t heard about SEO, before then I recommend going through this step-by-step training to get better Google rankings (that training works for more advanced Internet marketers).

But you definitely don’t need to be an SEO-expert to use Seobility. If you have a basic knowledge of SEO, you can get some useful information when using it. Then you can make changes to your website and see what happens to rankings.

Remember that in SEO-world, changes don’t usually occur in a second. Your rankings get better little by little when you keep on doing the right things on your website.

I recorded a video where I show you how it looks like inside Seobility. In the video you will see what kind of results they show about your website to improve Google rankings.

Seobility Support

They have a comprehensive F.A.Q. -pages that will answer to most of your questions.

You can also reach them by calling or sending them an email. Then they will come up with an answer to you quickly. If you have any questions regarding Seobility, you can also leave a question below and I will find an answer for you.

What Is the Price of Seobility?

There are free pricing plans: Basic (FREE), Premium and Agency.

The basic plan is entirely free. You don’t need to pay a single penny to get started with this one.

Basic Plan (FREE) Includes:

  • 1 Project / Website for Analysis
  • 1,000 crawled pages
  • 200 checked external links
  • Waiting time for re-crawls: 1 day
  • Competitors page per project: 3
  • And much more

If you have only one website and it’s not very big, then Basic plan covers most of your needs. If you have several websites and you want to use Seobility for all of them, then you want to consider Premium or Agency plans. If your site is big or you want faster results, then paid plans are also better for you.

Premium Plan ($39,90/month) Includes:

  • 3 Projects / Websites for Analysis
  • 25,000 crawled pages
  • 5,000 checked external links
  • Waiting time for re-crawls: Immediately
  • Competitors page per project: 20
  • And much more
  • 30 Day Free Trial!

The premium plan works if you have one big website or max.3 websites. Notice that you can take a 30-day free trial, so you can try it one month without any risk. If you like it, you can continue using it, if not, you didn’t lose anything.

Agency Plan ($149,90/month) Includes:

  • 15 Projects / Websites for Analysis
  • Massive amount of 100,000 crawled pages
  • 20,000 checked external links
  • Waiting time for re-crawls: Immediately
  • Competitors page per project: 30
  • And much more

Agency Plan works very well for businesses that are running websites for their clients and want to optimize all of them.

=> Want to Improve your SEO? Try Seobility for Free!

Pros & Cons


  • Free Plan Available
  • High Quality from Germany
  • Very Easy-to-Use
  • Gives Practical Steps to Improve Your Website
  • Provides Variety of New Ideas


  • Can Waste Time if You Use It Too Much
  • Not 100% Necessary for SEO-Success (Great Keywords Make Bigger Difference)
  • Not for Total Beginners

Conclusion – Is Seobility Worth It?

It takes only a couple of minutes to check your site’s health with Seobility for free. I believe it’s definitely worth it. Is it worth it to pay $39,90/month for the premium plan? You need to answer that question yourself by trying it. For website- and online business owners it can be a very useful tool. Give it a try!

The minimum amount you should do to get ranked on Google is to choose targeted keywords and write helpful content for your followers. By doing that over and over again, you will start gaining more traffic. But if you want to be very successful, you may want to use tools like Seobility to optimize your pages.

If you want to learn all steps in order to get massive amounts of organic traffic, I wholeheartedly recommend starting free training on Wealthy Affiliate. There you will learn a proven system that I have used myself to reach hundreds of good rankings on Google. You will get 10 interactive video lessons and my 1-on-1 mentoring for free to get started.


Have you used Seobility or other similar SEO-tools? Did it help you to get ranked higher?

Let me know in the comments below! 🙂


How to Outsource Content Writing? Check These 5 Reasons and 4 Wonderful Resources!

Outsourcing your content writing can give an ultimate turbo boost to your online business. You can keep on building your content while you are doing other things to build the business or alternatively you can lay down on the beach while somebody else is working for you. Today I am going to show how to outsource content writing, I will give you 4 options and you can choose which one to take.

UPDATE: I also created a YouTube-video where I walk you through 3 options for outsourcing your content writing.

5 Benefits of Outsourcing Your Content Creation

But first, we will start by going through some real benefits of outsourcing content creation.

1.Gives You More Time for Other Tasks

When you are blogging or building a website, content writing takes the most of your time. You can create quite a good website quite quickly but in order to get the traffic, you need content.

You can do

* Social Media Marketing
* Keyword Research
* Optimizing Your Pages for Maximizing Conversions
* Creating PPC-Campaigns
* Building Your Email List
* Creating Products
* Making Youtube Videos

There are tons of things that you can do to make your online business bigger and better. Content writing is one of the most important things for bloggers but definitely not the only one if you want to create a very successful online business.

2.Leverage Your Business => More Profit

Let’s say that you earn approximately $0,25 per visitor and buying an article from HireWriters costs $8. You only need to get 32 visitors to that article to make it even. And if you get 320 visitors, you have already made 10x more money than you have invested.

Then multiply this with 100 articles and you have earned quite good money. This wouldn’t have been possible if you would be writing all your articles by yourself.

How to Outsource Content Writing

3.Faster Results

Let’s say that you have 20 hours a week time to work on your online business. If you are writing 15 hours of that time, there are only 5 hours left for the other things. What if you outsource a few articles and you have some hours more?

By outsourcing some of your tasks, you can speed up the process, get faster and bigger results. What do you think if Bill Gates or another business owner would never outsource anything? They wouldn’t accomplish very much. The same applies to you. If you try to do everything by yourself, you’ll not move forward so quickly.

By hiring other people to work for the same purpose, you are speeding up the process significantly. Your online business doesn’t need to be a one-man show.

4.Learn Leadership and Other Useful Skills

When you are writing all articles yourself, you are learning a lot about the subjects you write. But when you outsource content, you are also learning valuable skills. You learn how to lead other people. You learn how to give clear instructions, manage people and probably many other skills.

One of the most important things is that when you are outsourcing content writing, you are adopting a mindset of a business owner. If you live the whole life with “Do-it-yourself” -mentality, you will never learn to create a big business neither learn to lead other people enough.

When you give tasks to others, you need to learn to trust them and their work. When you become a better leader, your employees will also provide better results.

5.Enrich Your Blog

When other people are writing to your blog, it can significantly enrich the content. You have your unique style and your writers have their own style. Maybe some of your readers prefer your freelancers writing styles. Of course, there is a risk that not all your readers fall in love with their texts but if you want to become a very successful online entrepreneur and build big online businesses, you just can’t write everything by yourself. Outsourcing is a leverage that can turbo-boost your business totally to the next level.

Fiverr – High-Quality Content for $5

Fiverr is one of the most famous online marketplaces. You can find writers and other freelancers even fro $5 / project. That is a ridiculously cheap price for a blog post. Of course, there are no 100% guarantees that it will be the highest quality in the world but my experience had been quite good so far. I have had to reject a text only once when I have bought $5 articles on Fiverr.

You can order an article from any freelancer that you want. They have written descriptions about their services so you can easily know what you should wait for them.

Here is an example:

How to Outsource Content Writing

A Description of One Profile in Fiverr

You can see in the picture that this user is providing articles of 1000 words for 4,73€ (=$5). I actually bought one review from her and the result was quite good if we think that it was so ultimately cheap.

HireWriters – Get the Cheapest Articles for $2,40

HireWriters is a marketplace dedicated only for freelance writers and their clients (=you). You can buy articles starting from around $2 per text. Then the most expensive articles cost even $60 if you buy a very experienced and a high-rated writer. You can choose an article that cost everything in between, for example, $8, $22 or $30.

By registering through my links, you will get a 25% when making your first deposit. When I made my first deposit to HireWriters, I put there $100 and got $25 for free. It means that if I am buying, for example, articles that are 1,000 words longs, I can get 3 of them for free. Then all those three articles can bring more traffic to my website through Google, other search engines and from social medias.

You can order an article very easily from HireWriters. Just click “Order an article”. Then you will:

  • Choose the length and price of the article
  • Give a subject and clear instructions for the writer
  • Decide how fast your article to be delivered

After doing this, just wait and somebody will write you an article that you ordered. If you are not satisfied, you can ask for a revision and a writer will make it better. If you are still not satisfied, you can fire a writer and give a task for the other one for free.

The better instructions you give, the more likely writers are going to deliver what you wanted. I have needed to ask for a revision only once in HireWriters.

Upwork – Find Writers Starting from $2-3/hour

Upwork is the biggest marketplaces on the Internet with a huge one billion turnover every year. You can buy writers with an hourly salary starting from $2-3/hour or by agreeing on a price for a project with them.

If you want to know more about Upwork and how it works, have a look at my full article about their services.

I think that it could be useful especially if you would like to outsource content writing for the same writer for a longer time. But of course for another kind of services. It’s the biggest marketplace so you can naturally find anything you can imagine.

Outsourcing Content Writing

A Content Writer in Upwork

Wealthy Affiliate – #1 Online Business Community in the World

Wealthy Affiliate is an online business community with probably the best training and tools in the world. They offer their premium everything from domain hosting to a powerful community and full support.

You can also find writers for your websites from Wealthy Affiliate. One very successful community member Eddy Salomon found a writer in WA with this post. So if you are looking for writers, you can make a post on WA like Eddy.

Conclusion – Outsourcing Content Writing Can Be Profitable and Easy

Outsourcing content writing is ultimately beneficial for your online business because it gives you:

1.More Time for Other Tasks
2.More Profits
3.Results Faster
4.Leadership and Other Useful Skills
5.More Rich Content to Your Website

The best and the most reliable marketplaces to find content writers are

2.Wealthy Affiliate

NOTE! Even though content writing is easy and can be ultimately profitable, be careful to choose only good writers. Don’t accept low-quality articles that would only make harm for your site. Be also careful that a writer is not copying his text from another source.


Have you outsourced some of the content writing on your website? Where did you buy writers? Did you find it profitable?

Let me know in the comments below! 🙂


Can I Make Money As a Freelance Writer? How Much? – This Is What a Freelancer Said!

Can I make money as a freelance writer? You’ve probably heard of people who write online for a living. They write articles at home and get paid. It sounds easy and a lot of fun, and it just seems like a great way to unleash your creativity. But before you give up your day job, let’s dig deeper into the world of freelance writing.

I want to mention that this post is originally created by a freelance writer. I wanted to hear what does he think about the subject so I can share them with you. I must admit that what he wrote, may surprise you as it surprised myself.

Can I Make Money As a Freelance Writer

What is Freelance Writing and How Does It Work?

Freelance writing means you write for different companies or individuals, and you’re not bound by any long-term contract except the one you enter into for the current task. The way it works varies, but usually, you are emailed a topic to write about. It includes the instructions, deadline and how you’ll be paid.

Once you’re done writing, you submit the article via email or the company’s website. You get paid upon completion of the job and move on to the next task. If the contract runs for several months, you’ll be paid on a regular basis, weekly, monthly etc. usually via PayPal.

HireWriters is one very popular and high-quality place to earn money as a freelance writer. I have already bought many articles there.

Who is Freelance Writing For?

Freelance writing is for anyone who wants to earn extra income. Anyone who can type on a word processor can apply. These jobs are open to staying at home moms, dads, students, anyone who wants to earn more money. While freelance writing can take many forms, most are now done online.

If you don’t have a job and need to make a few bucks, you can go online and look for a writing job. If you’re a parent who has a job but wants to earn more, freelance writing is an option too.

The Good

  • Freelance Online Writing Jobs are Legit: there are online job scams, but freelance writing is legit. There are companies and individuals who will pay you to write articles for them.
  • Work at Home: being able to work at home means no traffic, no looking for parking lots, no annoying co-workers and no boss over your shoulders. You don’t have to dress up, you can eat home cooked food and don’t have to leave your bedroom to go to work.
  • Little or No Work Experience Required: there’s no need for a degree in journalism. The topics are often diverse and as long as you know how to research and write, you can be a freelance writer.
  • No Messy Contracts: once you’re done writing for a client, you can move on to the next one. There’s no need to put up with a client you don’t like.
  • Take a Break Anytime: don’t feel like working for the next week or so? Once you’re done with the current contract, you can take a break and relax.

Freelance writing sounds like fun, but it’s not exactly the dream job you may think it is. In the following section, we’ll examine the facts that aspiring freelance writers have to know.

The Bad

  • There are Still Deadlines: one of the most common misconceptions is that freelance writers can work any time of the day they want. That’s not exactly true. When a client sends you articles to write, there’s a deadline. You must finish the articles within the day or you may not get paid. Sure you can start late, but if you do, you’ll be pressed for time later. In other words, it’s just like working in an office.
  • No Benefits: forget about social security, 401k, maternity leave pay, paid vacation leave, medical leave, etc. You will not get any of those as a freelance writer. You’re pretty much on your own unless you have another job that pays for that.
  • There are Scammers: yes, there are legitimate job offers, but there are also scam artists who will ask you to write articles but will disappear when it’s time to pay. This isn’t just common in online writing jobs but online work in general.

Can I Make Money As a Freelance Writer

  • You need to do a lot of research. Whether you’re writing about health, social media, SEO, reviewing a product, etc. you have to do your homework. You cannot just copy paste information you see online because there is software which can detect that. If your work contains plagiarized content, you won’t get paid, so it must be all original.
  • You’ll Do Editing: you won’t just write, as you’ll need to proofread and edit your articles. If there are grammatical errors, the client will return it. You won’t get paid until the client is satisfied with your work.


  • Competition is Stiff: you’re not the only freelance writer online, so you’ll be competing with others for the best paying gigs.  If you’re just starting out, it’s going to be an uphill battle as clients prefer experienced writers. To build up your portfolio, you’ll have to take low paying jobs.
  • Pay Varies:  freelance writers make $24 on average, but that’s assuming you’re an established writer. If you’re new, the pay will be lower.
  • Distractions at Home: there are so many possible distractions to working at home. Kids, friends dropping by, phone calls, TV, etc. Since you’re unsupervised, it’s tempting to slack off. This will affect the quality of your work and make your client unhappy.
  • No Job Security: how long is this writing gig going to last? The fact that there’s no long-term contract gives you freedom. But what happens if you no longer get orders from that client?

My Final Opinion of Freelance Writing

So can you earn money from freelance writing?  Sure, but it isn’t as easy as people might think. It entails a lot of work, and the pay isn’t what people or the job description makes it out to be. Not only do you have to work hard, but the pay, especially when you’re starting out, can be low.

If you want to make a living from home, a better option would be affiliate marketing. I know a very good a community-based online program that teaches you the step-by-step how to create your own online business. Membership is free and there are tips to help build websites and how to monetize them. Take a closer look and start for free!


Have you worked as a freelance writer? Where?

Let us know in the comments below! 🙂

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