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Is PCH Lotto a Scam Or A Great Way to Make Money?

PCH Lotto Review - Quick Summary

Product Name: PCH Lotto

Product Category: Money-Making Mobile Apps

Price: Free-To-Use

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Summary: PCH Lotto is a mobile application that provides free ways to make money with your smartphone. However, the earning potential is not so big...

Is PCH Lotto Recommended? No. More on this further...

Introduction - Making Money from Your Smartphone

Who wouldn't like the idea? "Just lay down on your sofa and make money scrolling your smartphone."

At least I find it interesting but on the other hand it sounds a bit too good to be true.

However, after researching around 500 different make money online opportunities, I have found out that sometimes there are opportunities available that I would have never thought possible.

I never thought that I could make my living online while traveling around the world. But that became a reality.

I never thought that I could have made $50,000 in 2 months with cryptocurrencies like I did in 2017. But that was also possible.

So, who knows if PCH Lotto would be another great opportunity? Let's take a closer look!

What Is PCH Lotto?

PCH Lotto is a money-making mobile application that has been downloaded over 1,000,000 times on Google Play Store and reviewed +40,000 times.

If you are wondering what PCH stands for, it means Publishers Clearing House. It's a company that has been around already for +65 years.

At first, they focused on magazines but since then they have evolved to providing all kinds of money games like their PCH Lotto application.

So, how can you actually make money with PCH Lotto? Let's have a look in the next chapter!

How Does PCH Lotto Work?

There are at least 3 kinds of lotteries within the PCH Lotto application. Let's go through them one by one.

  • Scratchers 

There are a few different kinds of scratcher games but the main idea is to "scratch" the numbers and see if you hit the jackpot.

Your goal is, for example, to get the same number in a row in a 3x3 square. I guess you've also seen that kind of scratchers in your local kiosk, right?

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These scratchers have been around for ages and it has been a typical way for people to "waste" a few dollars while they are shopping for something else. PCH Lotto provides them for free but there is a little catch that I will explain further.

The biggest jackpots in scratcher games are all the way up to $5,000.

PCH Lotto scratches is one of the 3 ways to make money with the app.

  • Power Match

In Power Match you choose any 8 numbers. Then you hope that they will be drawn in the lottery.

This is a classical drawing style lottery where you pick your numbers and see if your numbers will win the jackpot.

If you get all the 8 numbers right, you will win an instant $10,000 in cash. Well, at least that's what they promise to you...

If you don't get all the 8 numbers right but 7, 6, 5 or at least some of them, you still have a chance for the smaller prizes like $500, $100 and so on.

  • The Jackpot

If you get all the 8 numbers right and also the "power number", you will win their huge jackpot that's worth up to $2,500,000.

It's insane how they can provide so huge jackpot but the catch is that it's so unlikely to win it that they can provide it.

I don't know if anyone has yet won their $2,5M jackpot but I know that your chances to be struck by a lightning are much bigger than winning this jackpot.

How Much Can You Earn with PCH Lotto?

As I showed above, their Mega jackpot is $2,500,000 and then they have those smaller prices.

The biggest prize for a Power Match game is worth $10,000 and then the smaller ones are $500, $100, etc.

You will also win their "tokens" by playing the games that I laid out above. You can afterwards use the tokens for their other raffles that can reward you with real money.

Even though the jackpots $2,500,000, $10,000, $500 and $100 sound interesting, most likely you will not make much money with the app. I don't want to be a pessimist here but the odds are against you in the lottery.

Of course, the more you play, the bigger chances you have for winning. But it also means that you have spent even more time playing their games.

What Is the Catch? How Can They Give Money Away?

You may be wondering that how does PCH Lotto have an opportunity to share money away for completely free.

How can they just create an application and give free money to you?

Well, there's a little catch.

You may have heard the phrase, "If the product is free, then you are the product." What does that mean? It means that when they are providing their services for free, you are actually their product that they are going to bombard with advertisements.

The app has tons of advertisements to distract players and spend money on them. Over the time course, many players will end up spending time and money on their advertisements..

Another catch is that even though they provide those huge jackpots, it's very unlikely to win them. Even winning their $100 jackpot is extremely unlikely.

However, if you are using real ways to earn money online, you can make $100 every single day as a passive income (meaning that you don't even need to work actively to earn it).

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Is PCH Lotto a Scam?

Based on our researches, PCH Lotto is not a scam.

The average rating of PCH Lotto on Google Play Store is 4,4 stars out of 5 which means that many people liked the app. If it would be a scam, the rating would be much lower.

You will always some people saying, "Scam, Scam, Scam" no matter what you are selling or providing online. Usually, those people are looking for get-rich-quick schemes and if they didn't become rich right away in 3 days, they call it a scam.

Some people call Walmart, Amazon, Wealthy Affiliate and all the other great companies maybe because they didn't receive something as they've expected.

However, that doesn't change the fact that those companies would be 100% reliable. Those reviews tell more about the person that published them than the company itself.

That being said, I am not going to recommend PCH Lotto to you anyway. There are still tons of complaints around it. In BBB (Better Business Bureau) alone there are more than 420 complaints of PCH.

PCH Lotto Complaints

Here are the 3 most common complaints about PCH Lotto.

  • Too Many Advertisements

I guess this is the most common complaint of all. PCH Lotto and other similar mobile apps make money by selling advertising space to other companies or recommending other products as an affiliate.

One way to make money for them is also to create their own products and advertise those products inside the app to you.

Everybody knows that ads may be annoying especially when you are trying to do something on your phone. You would like to get things done but then those ads just appear again and again.

Many members reported that the app is not working properly.

  • The App Is Not Working

Many users also reported that the app is not working and it's collapsing all the time. If this happens, there is not anything you could do about it.

The only thing you can do is to let their support know that the app is all the time collapsing and hope that they'll fix it.

The company, of course, does their best that the app would work properly but there are sometimes still some technical bugs that make the app collapse.

  • Spam Emails

When you sign up, they ask for your email address.

Afterwards, they'll send you tons of promotional emails and advertisements. Many users have found these promotions very annoying and call them a spam.

When you register, PCH Lotto doesn't necessarily tell you how many spam emails they are going to send you but they just send.

A solution for this would be registering with an email that you don't usually use or blocking their email address.

Is PCH Lotto Worth It?

I have probably reviewed more than 100 make money online apps.

All of them give these similar promises, "Make money with your phone!" "Earn EASY MONEY!" "Make money from your sofa!" etc

Do you know what?

None of them have been worth it.

The earnings from apps like FeaturePoints, Lucktastic, AppNana or any other mobile apps are so small that you're basically just giving your time for free to the company that has created the app.

My Sincere Advice to You

Did you know that survey and "Get-Paid-To" sites have offered me money for writing positive reviews of their services?

I have always refused.

My aim is to provide you as my reader the best ways how YOU can make money online. It doesn't matter if the companies offer me money. If the opportunity is not good for you, I am not going to recommend it to you.

That's why I don't recommend any low paying sites or opportunities like PCH Lotto to you.

My #1 make money from home recommendation is Wealthy Affiliate because it walks you through how to create a sustainable full-time income online. I'm talking about +$3,000/month instead of just a few dollars like with survey sites.

A great thing with Wealthy Affiliate is that it's completely beginner-friendly so even somebody who doesn't have experience of making money online can get started with it.

If you're interested in other great ways to make money online, I have collected you a list of some good money-making opportunities and tools here.

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What kind of experiences do you have with PCH Lotto and other similar mobile apps?

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Let me know in the comments below!

If you have any questions, just leave a comment below and I will be more than happy to help you out.

PCH Lotto


Overall Ranking



  • You Can Win Some Money


  • App Is Not Always Working Properly
  • Tons of Ads
  • Most Likely You Will Not Make Much Money
  • They Send Spam Emails

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Roope Kiuttu

Hello! I am Roope "Robert" Kiuttu, the founder and owner of YourOnlineRevenue.com. I created this website back in 2015 to help you to make money online. You can ask me anything and I'll be happy to help you out. I help people daily to make more money online and I love seeing people succeeding. If you want to get my 1-on-1 support and help to make money online as well, get started HERE.

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