Is Cash App a Scam Or Easy Money From Your Smartphone?

//Is Cash App a Scam Or Easy Money From Your Smartphone?

Is Cash App a Scam Or Easy Money From Your Smartphone?

Is Cash App a Scam? It’s a question that you and many other people are thinking when these mobile apps promise that you could earn easy money with your smartphone. I have an experience of more than 250 make money online opportunities and products so I am probably the right person to evaluate this kind of Cash Apps.

Recently I downloaded a cash app into my Android phone. I know many profitable ways to earn money on the Internet and I was wondering if this would be one of them. Today I am going to share the results with you.

How to Make Money with Your Smartphone? Cash App Video Review

Before you dive into the article I would like to show you the video that I recorded related on making money on your smartphone. In this video I show how you can make money with Cash App and discuss whether it’s really worth it or not.

In the end of the video I also explain a simple 4-step process that I use to make a living online. I believe you will enjoy and find this helpful.

Cash App Review

Name: Cash App

Website: Several Options

Type: Make Money with a Smartphone

Overall Rank: 20 Out of 100 (Check Out My #1 Recommendation, 98 Out of 100)

What Is Cash App? – A Mobile Application to Make Money

I downloaded an Androind application called Cash App. It was quite popular with more than 1 million downloads. I have also tried many similar apps before that. Then I downloaded a few others and realized that they all work more or less with same principles:

  1. Download the app and create an account. (Takes usually only around 10-30 seconds.)
  2. Accomplish tasks and offers. (They are usually quite small like answer a survey, download another app, like us on Facebook, follow us on Twitter, etc.)
  3. Cash out your money. (When you have reached the minimum amount, you can take money to your bank or PayPal-account. Minimum payout varies usually between $1-10.)

Sounds simple and easy?

It is easy! And it is simple. But there are a few strong reasons why it’s not worth it.

is cash app a scam

This is how cash apps advertise their services.

Make Money with Cash App – Easy But Not Worth

So, there are many ways for you to make money with this kind of Cash Apps. Let’s analyze a few of them.

1.Like us on Facebook, Twitter, Pinterest, etc.

Usually, an application has a Facebook page and they want more followers. How to get them easily? By rewarding members for liking them. Then your friends will see that you have liked the app and some people get interested.

This is very cheap marketing for app creators. They need to pay members usually something like $0,01-0,20 per like. Even though they would pay you $0,20 you can accomplish this task only once.

2.Download another app

Let’s say somebody created an Android application and is wondering how to get people downloading and using his app. Why wouldn’t he pay a few dollars that people start using it?

He contacts the founders of Cash App and says that can you add an offer, “Download xx app and earn $0,05.” Everybody wins at least in theory. Sometimes the offer may be,”Download xx game, reach level 10 and earn $1.”

Notice that there are sometimes tasks that you need to play a game until you reach a certain level. But imagine how slowly you would be earning. First, you download a game and register. Then you spend many hours trying to reach the level 10. Once you eventually reach that level you notice that a lot of time has gone by.

3.Watch videos

They have movie trailers and many kinds of ads. Usually, you need to watch the ad at least for 30 seconds and the reward can be very small, for example, $0,01 = 1 cent.

4.Invite friends

This option has always the most potential in this kind of apps. You can’t usually earn more than $1-2 per hour by accomplishing their tasks. But when you invite friends, you can earn commissions for their earnings. Some apps also reward already when your friend signs up.

However, I don’t recommend this strategy. If the app is not worth it for you, why would you recommend it to your friend?

=> Tired of Earning Cents or Pennies? Learn How to Make a Living Online! (I Use This Strategy Myself.)

Cash App Payments – Reach the Limit, Cash Out and Pray!

Once You Have reached the minimum payment amount, you have an opportunity to take your money out. Minimum payout in the Cash App that I downloaded was $1,80 which was relatively small. Still, you need to accomplish lots of tasks to reach that level.

You can take the money in cash with most of these applications but some of them require you to use them for gift cards, for example to Amazon.

In my opinion, the easiest way is just to take the money to PayPal.

However, sometimes you need to cross your fingers if they will pay for you or not. I have seen many complaints of people using these “earn easy money” -services. First, they use endless hours to reach the $5 payout level but then they don’t even pay you.

Once you contact the support, nobody answers. Of course, there are also better experiences and sometimes everything works just fine. But work hours for earning $5? Please, don’t bother.

is cash app a scam

Why Are Cash Apps So Popular? – Does Easy Money Exist?

When I say that you could earn easy money what do you think? Many people run to me and ask how to do it.

These mobile apps promise you easy money so people get interested. But I have heard tens of first-hand experiences about earning easy money online. Half of them were scams and half of them were paying so little that it wasn’t worth it.

Were there any “easy money” opportunities that could pay a lot? Partially, yes.

In order to create a full-time income online, you need to work. There’s no other way around. But when you have reached a certain level you may stop working at least partially. The famous 4-hour work week by Tim Ferris has inspired thousands of online entrepreneurs all around the work.

Think about these 5 regular guys who earn +$10,000/month online. I know some of them personally and they could literally run their business on “autopilot”. It means that they wouldn’t need to work anymore if they don’t want.

That’s easy money. But remember that first, they needed to do the work. When Russell Brunson was still in a University he was already earning more than his teachers online. You could imagine that other students would have been highly interested how is he doing it.

But one of the students just stated, “But Russell needed to work for it.” Yes, right. He needed to work for it but now he has a freedom to do whatever he wants with his time without worrying about income. Many people do it another way around. They party first and then go to a job they don’t like. Which route do you prefer?

What Kind of People Use Cash Apps?

I don’t want to be rude here but I want to be honest with you. As we saw above, Cash Apps don’t pay enough. The earning potential is ridiculously small. That brings us to a question what kind of people are using Cahs Apps?

Let me name a few groups:

  • People who haven’t yet realized that Cash Apps don’t pay enough.
  • People who don’t have a clear direction in life.
  • People who don’t value their time (=life).
  • Young kids who got a mobile app and their parents don’t advise enough how to use it wisely.

I know that my list is a bit radical. Anyway, it’s quite truthful. What do you think?

I have also caught myself numerous times during my life doing the things that I know that I shouldn’t do. But then I remind myself, “Roope, you have only one life. So, don’t waste it.”

Conclusion – Is Cash App a Scam?

Many of them are not scams. You can make some pocket money by playing these apps but as we saw, they will never make you a living. If you can earn $1-2 per hour, you can be more than happy.

If you are interested in how I make money online (and how you could do as well!) I recommend taking a look at Wealthy Affiliate step-by-step training.

I learned the process of earning good money online through that training. I had some struggles along the way but now there is no turning back. I have quit my 9 to 5 job and concentrate full-time on building my online business.

Wealthy Affiliate training is completely free for the first 20 lessons. During those lessons, you will learn many valuable skills and be amazed how simple the process of making money online really is. You will also get 2 high-quality websites as a gift for joining.

Afterward, you can upgrade to a premium membership so you will get full access to all useful features of Wealthy Affiliate. But take your time. Go through the lessons and enjoy learning. If you need any help, I am always available. Click the picture below to get started immediately.

4 Steps to Making Money Online

Have you ever used Cash Apps? What is your opinion about them? Are they worth your time or not?

Let me know in the comments below! 🙂

If you have any questions, don’t hesitate to leave them below and I’ll offer my helping hand.

Cash Apps

Cash Apps

Overall Ranking

2.0 /10


  • You can earn some money with these apps
  • Cash Apps are easy-to-use


  • Some of Cash Apps are scams
  • Earning potential is very low
  • You lose time from more valuable things
  • You miss better opportunities

About the Author:

Roope is the founder and creator of He has created this website in 2015 to help you to create a successful online business. If you have any questions, don't hesitate to contact us by leaving a comment below! We hope you enjoy!


  1. Kimberly Genovese December 16, 2017 at 5:19 pm - Reply

    I was using this app from google play store called money maker earn free cash from playing online games. It’s a total waste of time and a scam. Doesn’t pay you a dime. Don’t use it.

    • Roope Kiuttu December 16, 2017 at 8:27 pm - Reply

      Thank you Kimberly for sharing this information! I wouldn’t recommend any “money-making apps” because they are paying so little.

  2. Ibrahim December 10, 2017 at 2:55 pm - Reply

    Help me to work with affiliate marketing it work? And what should i do?

    • Roope Kiuttu December 10, 2017 at 9:07 pm - Reply

      Hello Ibrahim,

      I would be more than happy to help you! Have you signed up on Wealthy Affiliate? I will send you a personal message right away after you join the community. The step-by-step training will walk you through all the most important things. Then I’ll give you personal tips and advice all the way.

      I’m looking forward to hearing from you! 🙂

  3. Rose November 28, 2017 at 11:10 am - Reply

    Hi Sir this is very interesting blog post and very informative and helpful. But the only downside is the earnings, for some people who are looking for a job where they can earn more, better to try Affiliate Marketing like Lazada and Youtube. 🙂 Sir can you please make a blog review about Snuckls and Baymack? I will be very glad if you made one. 😀

    • Roope Kiuttu November 28, 2017 at 3:43 pm - Reply

      Yes, affiliate marketing is much more profitable. Just made +$500 in one day with affiliate marketing. With Cash App or other mobile apps it would probably take years to reach such amount :D.

      I have already written reviews of Snuckls and Baymack. You can read them by clicking the links below:

      1.Snuckls review
      2.Baymack review

  4. fern2x2001 November 16, 2017 at 5:40 pm - Reply

    When i see easy money online, i remember the time when i was just starting to research about how to earn money online. And the first that i encountered was those paid to click ads that promised easy money. Yes money is really easy because you just have to watch an ad for about 5 seconds and the money is yours.

    So i enjoyed doing it for about a week. Then i realized, after calculating my earnings for the whole week, that is not worth it. Then comes this cash app thing that promises also easy money. And as i read this article, another proof was added to my proof that these things “could be” legit, but the time and effort you put into it is simply, not worth it!!!

    • Roope Kiuttu November 16, 2017 at 8:27 pm - Reply

      That’s right. We could earn in 1 hour the same amount of money that people use weeks or even months to earn with Cash App or other mobile apps.

  5. berdengreen08 November 13, 2017 at 4:25 pm - Reply

    Nowadays, it is very difficult to distinguish if an app is scam or not. And with that I really do appreciate your effort in reviewing the cash app.

    Thanks for providing the pros and cons. What can you about earning money in survey sites?

    • Roope Kiuttu November 15, 2017 at 1:14 pm - Reply

      Thank you for the positive feedback.

      I have tried probably more than 100 survey sites. All the biggest ones and also tens of smaller ones. Nowadays I don’t use any of them and I don’t recommend them to others because the earning potential is extremely low. The only way you could earn money would be by getting tons of referrals.

      Read more on this article: Are Online Surveys Worth It? – No No NO!

  6. AmieBotella November 13, 2017 at 12:07 pm - Reply

    At the end of it, you’ve spent maybe your half working day or worst, your whole day on this ‘easy’ way to earn money. The only good take away from this is, they really do keep their promise of paying you and they are honest upfront what you are really getting.

    • Roope Kiuttu November 13, 2017 at 8:47 pm - Reply

      That’s completely true! “Easy money” = Little money.

  7. Josh Ellery October 29, 2017 at 1:31 pm - Reply

    There are many apps similar to Cash apps and one thing I do respect about them is they are honest. They tell you how much money you can make and how to make it which is different than most unrealistic scams. Haha, I like your point about that people haven’t realised that they can’t make much money off them yet.

    It definitely isn’t a good idea in the long term to make money but great if you want to make a quick buck or two. Overall it is not worth it

    • Roope Kiuttu October 29, 2017 at 4:53 pm - Reply

      Yes, some of them tell the earning potential right away but some don’t. I have seen many similar apps and websites just advertising with big letters using words something like, “Earn easy money for free! Get paid for doing easy tasks!” and so on.

      Anyhow, after reviewing more than 80 GPT sites and app I’ve realized none of them is worth it.

  8. vinaya October 22, 2017 at 4:21 pm - Reply

    I am not in favor of using money making apps on my phone. There are a couple of reasons. My smartphone os expensive ($300 worth), however, the rewards I get by using such programs is very low (2-3 USD). I do not want to make my expensive smartphone slow by using the programs that generate such a small money.

    • Roope Kiuttu October 22, 2017 at 11:52 pm - Reply

      That’s also a good reason. Another thing is that money-making apps don’t pay enough so it’s not worth the time.

      • vinaya November 28, 2017 at 11:28 am - Reply

        That’s true. If you compare the time spent and money earned, you are not earning a buck in one hour. There is no point in spending such a long time for so little money.

  9. Michael July 8, 2017 at 1:03 am - Reply

    Thank you for the review. I have not heard of Cash App, but I heard of very similar apps, that have a greater earning potential. Will you recommend such an app?
    I am really interested in earning money online. Can you recommend me one way to earn a steady income?

    • Roope Kiuttu July 8, 2017 at 7:30 am - Reply

      Hi Michael,

      I have reviewed more than 60 similar make money online opportunities and I could probably recommend only around 2-3 of them. But if you know better ways to earn money, they are not even worth it. Have a look at Ebates.

      If you are interested in making a living online, I recommend going through the step-by-step training in Wealthy Affiliate. Numerous people have been able to quit their job and run a full-time online business because of their training.

      I will also provide my 1-on-1 support inside the community.



  10. Edwin June 30, 2017 at 5:46 pm - Reply

    Thank you for this review! I’ve seen similar product in the past where you have to click or download a bunch of things and only make pennies. 

    I actually tried one of them (forget what it was called), and they paid out in gift cards. Just too much work for pennies like you mentioned. 

    How is that affiliate marketing going for you?

    • Roope Kiuttu June 30, 2017 at 6:02 pm - Reply

      Hi Edwin,

      yeah, there are tons of these apps and websites where they ask you to accomplish little tasks for a minimal reward. I have researched more than 60 of them and none of them is worth my time.

      Affiliate marketing is going great! I am making more and more income every month online. It’s so exciting!

      With a normal job you get a raise once in a year or something like that. With affiliate marketing you get raises all the time! And the business just grows and grows with every little piece of work you put in.


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