Is NEM (XEM) a Good Investment? What Will Happen in 3 Years?


You have probably heard of cryptocurrencies like Bitcoin, Ethereum and Ripple. But what about NEM? If you came to this article from Google, you probably have some information of it and now you are thinking, “Is NEM a Good Investment?”

Congratulations! You have come to the right place. I am going to share my findings with NEM in this article and I believe you will find it valuable. By the way, we have researched almost 400 different make money online opportunities on so we have “some” experience of this. 😉

Without further ado, let’s get going!

Investing in XEM Cryptocurrency – Video Analysis

Before you dive into my text, I want to give you an opportunity to take a look at the NEM (XEM) video that I have uploaded on my YouTube channel. I go through some important points of this text but also explain a few other additional details. I hope  you will enjoy 🙂

NEM Review

Name: NEM (XEM) (Also known as New Economy Movement)

Launched: March 31, 2015

Type: Cryptocurrencies

Short Review: NEM is certainly among the most interesting cryptocurrencies. Even though it has been launched a bit later than coins like Bitcoin, Litecoin or Ripple, it has made it way to the top-10 with a good reason. Some people claim it’s 100 times more effective than Bitcoin and the value is measured today in billions. NEM owners also contribute to the development by giving votes of new features and improvements.

However, NEM still has its own risks like any other cryptocurrency. If you are looking for a 100% proven way to make money online, I advise taking a look at My #1 Recommendation.

is nem a good investment
Official NEM Homepage

What Is NEM?

NEM is a peer-to-peer cryptocurrency which is 100% based on blockchain (well, that’s how all of them usually work).

It was launched on March 31, 2015 so it has been around already for a good while. Still, it’s not as old as Bitcoin which was launched already back in 2009. This can be also seen as a positive thing because developers had time to see what works and doesn’t work on Bitcoin so they could create a better option.

NEM is a traceable coin unlike Monero. This has its positive and negative sides. One positive side is that businesses would most likely prefer NEM because then transactions are traceable. They can see who bought which helps them to customize marketing, for example

Let’s take a closer look at some main benefits on NEM in the next chapter.

Benefits of NEM

  • NEM is efficient. (The most important one)

As I mentioned above, NEM is not mined. Therefore, they don’t need lots of electricity to run and grow. Some cryptocurrency experts estimate that NEM is even 100 times more efficient than Bitcoin.

NEM transaction fees are ridiculously low. One transactions costs only some cents while transaction of a bitcoin may cost even several dollars. At the highest price one transaction of a Bitcoin was almost $20.

Transactions are also extremely fast. When you send money to your friend, it takes probably some tens of seconds while transferring Bitcoins can take even tens of minutes at worst. NEM allows hundreds of transactions per seconds while Bitcoin allows less than 10 per second.

  • NEM has an active community.

This is certainly a benefit compared to less-known cryptocurrencies. It’s not just some idea of a few hippies who want to create some Ponzi scheme. NEM has all the time an active discussion going on their official website’s forum, Facebook page, on Reddit and on other platforms as well.

  • No chance of inflation.

A great difference to many other cryptocurrencies is that it’s harvested instead of mined. This has a few straight effects in practice but one of them is that all NEM were issued from the day 1. There were 9 billion NEM right from the start and there will never be more.

It means there isn’t any inflation.  With fiat currencies the challenge is that central banks always print more money. So, the value of your dollars or euros on your bank account goes down all every single day.

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is nem a good investment
Having cash or dollars on your bank account is probably the worst investment you could ever have in the long run.

Making Money with NEM Masternode

You can become a NEM harvester if you have invested enough on NEM. This works somehow in a similar way with Dash. LINKKI

There are certain limitations when you can start doing it but I’m not going into a great detail in this article. You need to have vested 10,000 NEM to become a harvester and 3,000,000 to get NEM masternode.

You’ll get points based on your current investment. Let’s say that you have bought 100,000 NEM. You’ll get 10% of that investment in points during the next 24 hours. So, you’ll get 10,000 points. During the next 24 hours you’ll get another 10,000 points and now you’ll have 20,000 points. If you have 1,000,000 NEM, you get 100,000 per day.

Once you get to “masternode level” (3,000,000 points) you can become a masternode. You earn NEM when people make transactions. You are like a “bank” in the platform and you earn money based on the number of transactions. This can make you additional passive income.

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How to Buy NEM?

As far as I know, you can’t buy NEM directly with fiat currency. Therefore, it’s not sold on famous cryptocurrency exchanges like Coinbase or Kraken. There’s is a simple 3-step process how you can get NEM.

  1. Download NEM nanowallet from their website
  2. Buy some other cryptocurrency, for example on Coinbase. (if you already have, you can skip this step).
  3. Transfer other cryptocurrency into NEM, for example using

Then you can transfer money easily with other people who have a NEM wallet.

nem Wallet
You’ll need to download a NEM wallet to your computer to start buying.

But before you buy NEM, you should think carefully the message of the two following chapters.

Is NEM Worth Buying?

Some persons gave a following statement:

Bitcoin = Nokia, ETH = Ericson, XRP = Samsung, XEM = APPLE,.

Bitcoin was founded in 2009, Ripple in 2013, Monero and Dash in 2014, Ethereum and NEM in 2015. So, NEM isn’t one of the first coins but it doesn’t mean it couldn’t win the race. Do you remember what happened to Nokia?

It was dominating the world and everyone thought nothing could beat it. But then the price of one Nokia stock went from 65 to 1,3. So, if you would have invested $50,000 in Nokia, the vallue was suddenly only around $1,000. Who says that the same couldn’t happen to Bitcoin when its competitors make something better.

The price of NEM totally jumped to the sky in the Spring of 2017 like many other coins. It went from less than $0,01 per coin to more than $0,25 per coin. You may be wondering why one coin is still so “cheap”. It’s just because their circulating supply is bigger than with most other coins. There are 9 billion NEM on the market while there are only less than 17 million Bitcoins at the moment.

Nem as an investment
The chart shows the value of NEM during its history. 

As you can see in the picture above, the value of NEM jumped to the sky in the Spring of 2017 like many other coins. It doesn’t mean that NEM wouldn’t be worth buying. Whether it’s worth buying or not, depends on the overall value that you give for the coin.

Conclusion – Should I Invest in NEM Coin?

NEM certainly has some unique benefits that other coins don’t have. Its effectiveness is on its own level. In addition, it has a strong community of people who strongly believe in the coin and want to make it even better. If I compare NEM to Dogecoin, for example, I think that NEM would a better choice in the long term.

Personally, I don’t do trading almost never. It’s so challenging and risks are high. I remember when I lost $1,400 in 5 minutes when I was 14 years old in an activity that is a little bit similar to trading. A few months ago I tried forex trading again and I lost $200 in less than 2 hours. However, I have made good money with long-term investing when it comes to stock market, cryptocurrency and real estate. The most successful investors in the world are also long-term investors instead of short-term speculators.

I still hesitate when it comes to investing in NEM. It’s not because I wouldn’t believe in its future but I think that other cryptocurrencies may have even more potential. At the moment, I have the biggest weight on Bitcoin and Ripple. By the way, you can get $10 worth of free Bitcoin immediately as a sign up bonus through my link.

On the other hand, I would evaluate the risk of investing in NEM being somewhat similar like investing to Dash or Monero. At this point is a bit challenging to say which one of the coins will win the race. Which one will be the “Nokia” that falls and which one will be the Apple? I still believe that Bitcoin has a strong position in the battle. It has been around for the longest time, they get the most media attention and there’s a huge community around it.

If you don’t enjoy risk so much or you are just interested in making money online in general you probably want to take a look at my #1 recommendation for making money online. You’ll learn step-by-step everything you need to build a successful online business. Don’t worry if you don’t have any former experience because I didn’t have either. Still this training turned me from a complete newbie into a full-time online entrepreneur.

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What do you think about NEM?

Is it worth buying or not?

How Much the value will be in the future?

Let me know in the comments below! 🙂

By Roope Kiuttu

Hello! I am Roope "Robert" Kiuttu, the founder and owner of I created this website back in 2015 to help you to make money online. You can ask me anything and I'll be happy to help you out. I help people daily to make more money online and I love seeing people succeeding. If you want to get my 1-on-1 support and help to make money online as well, get started HERE.


  1. I like the fact that you include your youtube video review about the different topics that you discuss here. It gives a deeper understanding specially for those people who prefer watching videos for information rather than reading. I am really thinking about investing in coins and it really helps to know that there are a lot to choose from.

    1. Yeah, some time ago I started making YouTube videos also and I find it pretty enjoyable. It’s also a great way to communicate with people. I think that with a video you can get a more personal message than with a text. Still, texts are great as well.

  2. The truth remains that none of these coins can give the kind of confidence trading on bitcoin can offer. However, NEW might worth the risk if the price eventually rises in the long-term. I would prefer to stick to bitcoin at this moment and not worry about other coins.

      1. It’s wise to invest in other coins and get better with the returns you make from them. Just like the popular saying, you cannot afford to put all of your eggs in one basket unless one is irrational.

    1. That is a wise decision to stay with the one that is the most stable at the moment. But one good strategy in these kind of investment is to spread out your investments and not just focus all your bet in a single basket. It’s because we want to avoid the probability of 100% bankruptcy. If your investments are spread out, you get slimmer chance of loosing all that you bet.

  3. From my observations in what you analyzed here about NEM compared to Dash, I would say that it looks more promising to back the horse with NEM because of the benefits listed it has over other cryptocurrency.

    From being efficient, affordable transactions fee, fast completion of deals, being traceable, nothing like inflation and having an active community tops it all. A lot of people have lost money to ponzi schemes, I have so I do know the feeling. But NEM looks pretty cool from where I stand.

  4. XEM? I had not heard about this cryptocurrency. I know bitcoin, litecoin, ethereum, dash, ripple, dogecoin, but never knew that was a cryptocurrency with a name XEM. I take interest in crypto currency but the only cryptocurrency I have ever tried is bitcoin. However, bitcoin price has gone so high that it is unreachable.

    1. Some people say Bitcoin will be $500,000 per coin in a few years. I think that’s completely possible if people start using it even more in everyday life and it becomes popular.

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