Is Robert Kiyosaki A Scam? [Financial Expert A Fraud?!]

Is Robert Kiyosaki A Scam? Many Bloggers Recommend Avoiding Him. Learn The Real Reason Why People Don't Like His Idea & Teaching Financial Education. Read Here.
Is Robert Kiyosaki A Scam? Many Bloggers Recommend Avoiding Him. Learn The Real Reason Why People Don't Like His Idea & Teaching Financial Education. Read Here.

Welcome to my Robert Kiyosaki Review!

Is Robert Kiyosaki a scam? I bet you have already had that in mind when you encountered his name somewhere. At first, I had that thought as well. You can’t help but doubt his pieces of advice whether they work or not.

But before we go through the details about his background, let me first introduce to you how you can earn more money by learning how to upgrade your high-income skills as an affiliate marketer.

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Now we’re all set. Shall we go through the whole post?

Robert Kiyosaki Review - Quick Summary

Name: Robert Kiyosaki

Status: American businessman & author

Field: Personal finance & business education

Price: $7.99 and up (depending on the product and/or service he offers)

Best for: People who want to learn more about personal finance to achieve financial goals desired. His methodology involved changing one’s mindset when it comes to attracting money by means of unconventional strategies based on his real-life experiences.

Is Robert Kiyosaki A Scam? Many Bloggers Recommend Avoiding Him. Learn The Real Reason Why People Don't Like His Idea & Teaching Financial Education. Read Here.

Summary: Robert Kiyosaki is a 72-year-old personal finance and business education expert, who’s considered one of the leading figures in the said niches. Due to his popularity and controversial remarks, he’s the most sought when it comes to attracting riches and making money from scratch.

Is Robert Kiyosaki Recommended? Yes, his unconventional financial and other money-making tactics are effective. However, it requires acceptance and willingness to embrace his provocative methodologies. If you want a legit means to make money, click the green button below.


Who is Robert Kiyosaki? 

One of the leading personal finance and business education expert, Robert Kiyosaki is a man born from a Yonsei generation of Japanese Americans. 

His first financial understanding came when he met his friend’s uncle whom he considered a “Rich Dad,” which later became the inspiration for his best-selling book “Rich Dad, Poor Dad.” 

Since then, he thrived, especially towards the youth, by teaching the fundamentals of financial education as a means to live debt-free and boost income to wealth.

To adhere to his mission on a global scale, he authored and co-authored a lot of books that were mostly best-selling.  

How Does His Strategies Work?

“If you want to get rich, don’t go to school.” It does sound absurd, doesn’t it? Basically, this is how Robert Kiyosaki’s system adheres.

He doesn’t give a conventional piece of advice in contrast to most financial experts tell you. You simply have to learn how money works and master its underlying system to make it work. Cashflow Quadrant is an example.

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The rich get richer, the poor are getting poorer. 

His popularized financial concepts include teaching how to make money as early as possible. Because of the influence of his “Rich Dad,” he learned the principle in his pre-teens and put into practice resulting in a successful and thriving life in comparison to his “Poor Dad,” who is, unfortunately, his real father.

His book “Rich Dad, Poor Dad” continued to thrive until now and his name became synonymous to early financial education as seen on his featured works apart from his published books i.e. Cashflow Classic and mobile applications.

For him, there are two kinds of people based on his Cashflow Quadrant Principle. The conventional Employee (E) and Self-Employed (S); and the right side comprises Business Owner (B) and Investor (I). It follows 2 sides in which it gives a clear idea which sides of the quadrant thrive and whatnot.

Obviously, Employees are the safe players among the group. The Self-Employed tend to make their own freelance opportunities because they aren’t good employees.

On the other hand, the right side fortunately grows. Not only because they consist of risk-takers but it also includes those people who own properties, both physical and digital.

How to Make Money with His Theories?

If you learned the importance of high-income skills to attract fortune as per Dan Lok’s Wealth Triangle principles, Robert Kiyosaki influences people to retract their selves from the conventional ways to make money.

Instead of following this system:

  1. Go to school and earn straight As.
  2. Graduate with flying colors.
  3. Print resumes and find a high-paying job.
  4. Earn a salary and pay taxes.
  5. Work again for the next month. 

He introduces not to make shortcuts (since he’s not teaching quick-rich schemes) but the power of money itself.

I learned his concept and found similarities with Napoleon Hill’s “Think And Grow Rich” book. You make your own business and learn how to invest in the stock market. Make more money (that’s really yours) and more money. 

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You have to master your high-income skill to attract wealth. (Photo credits to Bruce Mars on Unsplash)

Robert Kiyosaki - Truths Revealed!

1. Polarized Concepts

If you try to read his books now after reading this post, you’d notice that you either love or hate his work. There’s no middle point. His unconventional principles will catch you off-guard. That’s for sure. This is why I included that reason why you’d find his teachings unacceptable.

2. [Too] Idealistic Lessons

The world of investment and stock exchange, in general, is a complex realm. You need to have a thorough and comprehensive study before you delve into this. Otherwise, you’d fall to the deepest trench.

Many experts recommend not following Robert Kiyosaki’s principles without backing from the prerequisites i.e. basic understanding of financial, accounting, stocks, among others.  

3. Risky Tips

You can’t simply file resignation from your dread 9 to 5 simply because you want to follow his example. You can’t help it but apply for jobs, especially after graduation, because you want to survive.

Robert Kiyosaki tends to be idealistic when it comes to teaching basic financial education. He doesn't consider the realities of each person he talks to. From there, you have to weigh his lessons and your reality before you recklessly jump into unrealistic goals.

4. Emphasis On Network Marketing

Your Online Revenue Ltd reviewed a lot of MLM companies over the years. Expecting success in these kinds of business opportunities is a pinch of salt.

Among the hundreds of companies we come across with, there’s only around 5% of these work well. And it’s not for everyone. Robert Kiyosaki tends to be pushy in these terms.

5. Encourages "Illegal" Means To Get Money

I’ve watched one of his videos on YouTube and he said that as a teenager, he bought gold to make his first fortune.

He also implied that even if your channels to make money sounds too absurd or creates friction from others’ opinion, just go on as long as you’re making money from it.

Many of the audiences wrote negative comments about it and mentioned stealing something to sell for the sake of making money to invest.

What I Like About Robert Kiyosaki?

1. Emphasis On High-Income Skills

I learned about Robert Kiyosaki years ago when I hovered through the list of the best self-development books.

Out of curiosity, I bought his book on Amazon and started reading his popular book “Rich Dad, Poor Dad” published in 1997.

In one chapter, he emphasized the thought of improving the necessary skills that will surely bring you towards your financial independence. Hence, Dan Lok’s high-income skill theory comes in.

2. Encourages To Build Own Businesses

As he taught in his Cashflow Quadrant, every person should belong to the right side of the spectrum comprising the Business Owners and Investors.

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These kinds of people make a path or channel to bring money. It can be digital or physical as long as it makes a steady, profitable, passive income.

Once you gather enough profits, you turn to investment and master every inch of it to generate more wealth from it.

3. Inclusive Towards Youth

If you notice from his books, he’s particular with learning the fundamental financial basics and even the advanced lessons as early as possible.

That includes those from primary school and up. If a boy becomes interested in making money at a young age, he’s the fortunate one.

His future is golden than those who study hard to impress teachers and society. This is what he meant in “Why ‘A’ Students Work For ‘C’ Students?” published in 2013.

4. Seeing Bankruptcy In New Perspective

Robert Kiyosaki isn’t new to the term. Although most of us are fearful of the word “bankrupt,” he isn’t. Why? Because he knows he doesn’t spend his personal assets to compensate it.

If you think that scenario in a bird’s eye view, you would think he’s crazy but he’s not. To him, business and bankruptcy come together. All you need to do is to prepare the weapon, putting personal assets as safe as possible.

Robert Kiyosaki Review - What Others Say About Him & His Theories?

Many bloggers recommend avoiding Robert Kiyosaki because of his outlandish and illegal pieces of advice. In fact, he’s one of the leading self-development persona people cringe.

Not because he’s bragging how rich he is but because he promotes himself as a financial expert, well, in fact, he’s been through a lot of bankruptcies. 

In addition to that, he’s also known for his “junk” as a series of dark past recollected over the years, including his honorary discharge in the army and a handful of failed businesses.

For most people, a person like him doesn’t have the right to stand up on stage to speak how to succeed financially. 

In contrary to how others perceive him, I don’t think it’s okay to simply avoid him but ask yourself, “What lessons do this man provide me?”

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Robert Kiyosaki invites young people to learn financial education as early as possible. (Photo credits to Brooke Cagle on Unsplash)

As a person with a lot of failed businesses in the past, having Robert Kiyosaki to represent me on a global scale makes a great feeling. 

An author named John Reed emphasized Kiyosaki's lack of financial expertise and his inability to expose his "supposed real estate or other investment success," leading to doubts and speculations. 

A blog also described him as someone who will give you bad and sometimes illegal advice. "He does not take into account risk," it stated.

Ethan Vanderbuilt, another blogger, highlighted one of Kiyosaki's quote wherein he pointed out the reason behind making rich friends.

"To get inside the stock market information that you can make low-risk profits... That is what friends are for," quoted from Kiyosaki himself. 

Is Robert Kiyosaki A Scam?

I don’t think Robert Kiyosaki is a scam. In fact, he’s a legitimate self-development, financial, and business expert.

Like any experts out there, they have their own sides of the story when it comes to telling how they got their fortune and success, in general. 

But as a business-minded person, of course, you weigh their pieces of advice to your respective realities. You don’t have to follow everything they say and simply filter those that apply to your lives.


This is how Robert Kiyosaki's Cashflow Quadrant looks like. (Photo credits to RichDad.Com)

For instance, the Cashflow Quadrant doesn’t imply to make every employed person to submit their resignation letters to build their own businesses for passive income. It doesn’t work that way.

You have to keep the job as long as possible to get enough money to build your own business. While running your own income stream, you don’t have to let go of the one that gives you steady money. You can only do it if you already earn a profitable passive income.

Regardless of the negative comments thrown to Robert Kiyosaki, I could say he’s a legitimate individual with real-life business experience to tell. Both the positive and negative sides.

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As I mentioned many times in the post, both Dan Lok and Robert Kiyosaki highlighted the importance of upgrading your skills or your strengths and use them to attract wealth.

Kiyosaki said the same thing when a young woman asked him about how to market her books well. He said to get a job as a salesperson and you’ll learn a lot of things by working there for a short while.

Instead of being grateful, she frowned and rebutted. She said why would she get a low-paying job for the sake of learning how to sell. 


Wise risk takers make the 5% of the population resulting in financial independence vs 95% (the majority of the population).

This is where the thinking of the 5% defies itself from the population. Most people think that working harder would make more money. It’s not.

It’s when you learn how to master your strengths to the point others are willing to pay you high for it. That’s what I learned over the years. This is what this business opportunity wants you to do, too.

If this is what you intend to do to replicate Roope’s success as the founder of Your Online Revenue Ltd and an affiliate marketer earning more or less $2,000 within 20 hours, click the green button below and start learning how.

Now that I shared my thoughts in my “Is Robert Kiyosaki a scam?” post, it’s time to turn the table and ask about your experience, in general.

What kinds of experiences do you have with Robert Kiyosaki? Is it worth your time, money, and effort?

Do you prefer to begin earning your first passive income through affiliate marketing or you rather invest your time, money, and effort to income-generating opportunities like this?

Let me know in the comments below! 🙂

If you need any help to get started making money online, don't hesitate to ask in the comments below and we'll be happy to help you out! 

By Mecyll Gaspary

Hi, I'm Mecyll! I'm a full-time writer in Your Online Revenue, dedicated to dig into the world of making money with Roope. When I'm not spending time writing reviews, I'm writing novels and blog posts on my own website.

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